Financing
Flexible plans through Hearth financing. Soft pre-qualification in minutes, no prepayment penalties, fixed monthly payments.
Opens on Hearth's secure pre-qualification page. Soft credit pull, no impact to your score.
Payment estimator
Try the numbers. Live.
Estimates use a representative 8.99% APR. Actual rate depends on credit and term. No impact to your score to check.
Loan amount
$15,000
Term (months)
- Soft credit pull, no score impact
- No prepayment penalty ever
- Fixed monthly payments through the whole term
- Funds released after install begins
Estimated monthly
$190 / mo
at ~8.99% APR over 120 months
- Loan amount
- $15,000
- Total interest
- $7,800
- Total paid
- $22,800
- Term
- 10 yrs
Representative example. Actual APR depends on credit and term.
Minutes, not weeks
Soft pre-qualification in about 60 seconds. Options land in your inbox.
Fixed, not floating
Rate is locked at closing. Your monthly never surprises you.
No penalties
Pay off any month with zero fees. Refinance freely.
How it works
Three simple steps.
01
Pre-qualify
Soft credit pull, no impact to your score. Rates and terms in minutes.
02
Choose your plan
Terms from 12 to 120 months. Fixed monthly payments you can plan around.
03
Install
We start the project. Your first payment is due after the loan funds.
Will applying hurt my credit score?
No. Hearth uses a soft credit pull for pre-qualification. It does not affect your score.
What terms are available?
Terms from 12 to 120 months with fixed monthly payments. Actual rate depends on credit and term selected.
Are there prepayment penalties?
No. Pay off any Hearth loan early with no penalty.
Who is Hearth?
Hearth is a leading home improvement financing platform partnered with reputable lenders across all 50 states.
See what you qualify for